Before I can file a bankruptcy, I need an amazing/annoying amount of paperwork. WE CAN MEET AND TALK BEFORE YOU BRING ALL OF THIS, but I will eventually need the following to prepare the case:
Paystubs covering the seven months before we meet
A record of non-paystub income by month for the seven months before we meet (for example, Social Security, VA payments, side jobs)
Tax return for the tax year just ended (when prepared)
Tax return for the prior tax year
Bank statements for each account for the last six months
Divorce decree, if applicable
Address and phone number of DSO (support or alimony) obligee if applicable
Legal description of any land you own or are buying or have an interest in (copy of deed)
Mortgage statement for any mortgage against your land.
Appraisal, if you have one
Credit Counseling certificate if already done
Copies of titles for car/boat/etc.
Bills (or copies of bills)
A monthly budget showing how you spend your money (but not deducting payments on credit cards we are going to get rid of )
Monthly car loan statement or coupon book (if applicable)
Most recent 401K / 403(B) / IRA statements
A statement showing any life insurance policies that have cash surrender value
Driver's license or other government picture identification
Social Security card, or W-2 or 1099 with your full Social Security number on it
If you are being sued, a copy of the complaint.
Even if you have lost or don't have some of these items, there's often a way to get the information.
Getting this information helps both of us to understand your financial situation and make some plans about what to do.
Again, we can discuss your situation in general terms without all of the above, but it is more productive to have it in hand when we meet.
Feel free to call me at: 320-252-44373
